Money Sense

Smart Budgeting Made Simple

Your all-in-one companion for managing personal and family finances effortlessly. Say goodbye to scattered expenses and missed budgets - our clean, intuitive interface puts financial clarity at your fingertips.

Coming soon…

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A new way to pay friends, family, and business

Add money by linking a bank account and managing money on their phone or computer.
Designed to help enable open, instant, and low-cost payments around the world.

Simple, send money as easily
as sending a message

When you add money to your wallet, we’ll convert it into a
digital currency that you can send to friends worldwide.
A new global payment system

You can also choose to keep a balance in the wallet
or withdraw in your local currency.

Your money arrives instantly

You can also choose to keep a balance in the wallet
or withdraw in your local currency.

Take control of your money — simply, smartly, and mindfully

Budgeting has never been this clear and convenient

Income / expenses
Analysis
Categories, tags, currencies
Group / family
Offline mode
Support

Work Offline

Use the app anytime - even without internet. All your data is safely stored on your device and automatically synced when you’re back online.

Shared & Personal Budgets

Invite friends or family members to manage a shared budget together. You can also keep a separate personal budget at the same time.

Smart Analytics

No cluttered charts or unnecessary dashboards. Get powerful insights by category, currency, user, and more — all in a clean, intuitive interface.

Smart entry with accurate rates

Add past transactions in any currency - the exchange rate is shown based on the transaction date. Track your expenses offline and manage shared budgets with friends.

Get answers to common questions about Money sense

If I upgrade, do other members need a subscription too?

No, only one subscription is required. You can invite up to 3 users to manage budgets together at no extra cost. Need more members? Just add additional slots anytime.

Flexible solutions for merchants and e-commerce

Select who you’re sending to, enter the amount, see the exchange rate, and make the transfer. You can track every step and add a personal note to your loved ones.

Can I use my local currency in Sway?

Select who you’re sending to, enter the amount, see the exchange rate, and make the transfer. You can track every step and add a personal note to your loved ones.

You can get help 24/7 through our chat support

Select who you’re sending to, enter the amount, see the exchange rate, and make the transfer. You can track every step and add a personal note to your loved ones.

A free bank account with no hidden fees

Get a free Mastercard and enjoy free ATM withdrawals in euros and free payments
in any currency, wherever you are in the world.